Finding a place to rent that offers luxury amenities without breaking the bank can be a challenge. But in Springdale, Arkansas, you can find affordable luxury in the form of duplex...Van Buren, Arkansas, United States Assistant Edward Jones Aug 2019 - Apr 2020 9 ... Universal Banker at Citizens Bank & Trust - Van Buren …In Van Buren, Arkansas, there are 4 Citizens Bank branches, click on the desired office for detailed information, hours, location and phones. Home; Banks; Cities; Contact Us; ... Citizens Bank, Van Buren, Arkansas. 3110 Alma Hwy (479) 474-1201. Citizens Bank, Van Buren, Arkansas. 1519 Fayetteville Rd (479) 410-5253.Luis Aguilar is based out of Van Buren, Arkansas, United States and works at Citizens Bank & Trust Van Buren as Assistant Vice President Finance. Reveal contact info for free. Contact info and email address. Work email. l*****@cbanka***.com. Valid. Free Reveal. Latest update. January 22, 2024. Online Banking Solutions from Citizens Bank offers convenient, robust banking solutions at your fingertips. You can access deposit accounts, loans, credit cards, and mortgages, as well as Zelle®, a fast, safe, and easy way to send and receive money. You can also pay bills, transfer funds, set up alerts, and more. Find the contactless indicator on the checkout terminal. You can use your contactless debit or credit card anywhere you see this symbol on the checkout terminal. 2. Tap. Hover or tap your contactless Citizens debit, credit card or business credit cards within a few inches of the contactless symbol. You can also continue to swipe or insert your ... Citizens Bank & Trust opened it new corporate headquarters in May, 2017. Employees of the Bank debuted their bank tour music video at the Grand Opening in in...Citizens Bank & Trust Company (“Citizens Bank & Trust”) is a state-chartered bank based in Crawford County at 3110 Alma Highway, Van Buren, Arkansas 72956. 3In Van Buren, Arkansas, there are 4 Citizens Bank branches, click on the desired office for detailed information, hours, location and phones. Home; Banks; Cities; Contact Us; ... Citizens Bank, Van Buren, Arkansas. 3110 Alma Hwy (479) 474-1201. Citizens Bank, Van Buren, Arkansas. 1519 Fayetteville Rd (479) 410-5253.Headquartered in Van Buren, AR, it has assets in the amount of $373,970,000. Its customers are served from 6 locations. Deposits in Citizens' Bank & Trust Co. are …Routing Number 082901017 is the routing transit number of CITIZENS BK & TR CO situated in VAN BUREN, AR. It is a nine digit bank code, used in the United States, which identifies the financial institution of the check on which it was drawn. ... CITIZENS BANK & TRUST COMPANY - FedWire Routing Number (082901017) Routing Number: 082901017; Bank ...Citizens Bank & Trust - Van Buren | 111 followers on LinkedIn. Citizens Bank is in business to make our customers successful. As a financial ally, we will offer products, service and expertise through a customer-focused effort. ... Banking Van Buren, Arkansas 111 followers Follow View all 40 employees Report this company ...The banking industry is undergoing a transformative shift, driven by advancements in technology and changing customer expectations. Fintech, short for financial technology, has rev...Citizens' Bank & Trust Co. in Van Buren phone number, directions, lobby hours, reviews, and online banking information for the NORTHRIDGE DRIVE BRANCH office of Citizens' Bank & Trust Co. located at 4 Northridge Drive in Van Buren Arkansas 72956.Loan Processor at Citizens Bank & Trust - Van Buren Van Buren, Arkansas, United States. 3 followers 3 connections See your mutual connections. View mutual connections with Jenny ...Citizens Bank & Trust Co is located at 1519 Fayetteville Rd in Van Buren, Arkansas 72956. Citizens Bank & Trust Co can be contacted via phone at (479) 410-5284 for pricing, hours and directions.Van Buren, Arkansas, United States. 88 followers 88 connections. See your mutual connections. ... Citizens Bank & Trust - Van Buren 12 … Welcome To Citizens Bank. Today. Tomorrow. Together. Some enthusiastic entrepreneurs and professionals came up to establish a new bank with distinctive orientation and motto. The sponsors of this banking organization have got the firm commitment to transform this newly emerged bank into the most acceptable and trustworthy baking financial ... Create and schedule alerts for specific event, such as when an account balance reaches a certain amount. Customize account names and change the order in which they appear. Use the interactive Online Financial Management Tool to keep track of all your accounts in one place. Online banking enables you to access your personal accounts 24 hours a day.Van Buren, AR 72956 United States: Bank Type: 13 - STATE MEMBER BANK: FDIC CERT # 08738: Total Bank Assets: $404,937,000: Domestic Deposits: $346,484,000: RSSD (Federal Reserve ID Number) ... This unique identifier for Citizens' Bank & Trust Co. is 192147. FDIC CERT #: The certificate number assigned to an institution for deposit … Welcome To Citizens Bank. Today. Tomorrow. Together. Some enthusiastic entrepreneurs and professionals came up to establish a new bank with distinctive orientation and motto. The sponsors of this banking organization have got the firm commitment to transform this newly emerged bank into the most acceptable and trustworthy baking financial ... Bank of America is one of the largest and most trusted banks in the United States. With its convenient online banking platform, customers can easily manage their accounts, pay bill... (NMLS ID# 433960) Home Equity Lines of Credit are offered and originated by Citizens Bank, N.A. Citizens corporate headquarters: One Citizens Plaza, Providence, RI 02903 Cloverleaf. 3015 Alma Highway. Van Buren, AR 72956. (479) 573-1750. 5.0. out of 5. View Facebook Reviews. Get Directions Schedule an Appointment.Van Buren, Arkansas, United States. 61 followers 58 connections ... Vice President - Training & Marketing at Citizens Bank & Trust - Van Buren View profile View profile badges About the Citizens Bronxville location. Visit our Bronxville, NY, branch at 74 Pondfield Rd, or call us at (914) 620-0497, and ask about any of our products - checking and savings accounts, home borrowing solutions, student loans, credit cards, and more. At Citizens, we are here to help you bank better. CSI is an SEC registered investment adviser and Member - FINRA and SIPC. One Citizens Bank Way, JCB135, Johnston, RI 02919. CSI is an affiliate of Citizens Bank, N.A. The investment products and financial strategies suggested herein are subject to investment risk, including possible loss of principal amount invested. CITIZENS BANK & TRUST COMPANY, VAN BUREN, AR. Detailed data for CITIZENS BANK & TRUST COMPANY, VAN BUREN, AR; RSSD-ID: 192147. FDIC Certificate Number: 8738. Assets and Liabilities (December 31, 2011) Dollar figures in thousands; 107 Total employees (full-time equivalent) $368,670 Total assets;Folks have less than 30 days if they want a business appointment with Citizens Bank & Trust Co. President and CEO Keith Hefner. He’s leaving the bank June 30 after 30 years, with around 16 of those as head of the Van Buren-based bank. Hefner was named bank president and CEO in 2004, and has been with the subsidiary of Fort Smith … Checking account must be opened prior to mortgage loan closing. 8.50% 7/31/2023. Citizens offers personal and business banking, student loans, home equity products, credit cards, and more. You're made ready and so are we. ™. Cadence Bank, VAN BUREN BRANCH (1.3 miles) Full Service Brick and Mortar Office 2721 Alma Hwy Van Buren, AR 72956OFFICE DETAILS. Citizens Bank & Trust Company Downtown branch is one of the 7 offices of the bank and has been serving the financial needs of their customers in Van …See why Benton, Arkansas is one of the best places to live in the U.S. County: SalineNearest big city: Little Rock, Hot Springs Talk about affordable real estate. A typical home in...ARKANSAS, USA — A Crawford Countyattorney has been accused in a lawsuit of taking advantage of two developmentally disabled siblings in Alma by charging nearly $200,000 of a $700,000 trust fund ...Bank: Citizens' Bank & Trust Co. Branch: North Hills Branch: Address: 1519 Fayetteville Road, Van Buren, Arkansas 72956: Contact Number (479) 410-5252: CountyCITIZENS BANK & TRUST CO. VAN BUREN BRANCH LOCATIONS : Van Buren, Arkansas Location 4 Northridge Drive Van Buren, Arkansas, 72956 Office Type: 11: Van Buren, Arkansas Location 1519 Fayetteville Road Van Buren, Arkansas, 72956 Office Type: 11: Van Buren, Arkansas Location 3110 Alma HighwayBanking Van Buren, Arkansas 118 followers Follow View all 39 employees Report this company About us Citizens Bank is in business to make our customers successful. As a financial ally, we will offer products, service and expertise through a customer-focused effort. ... External link for Citizens Bank & Trust - Van Buren. Industry Banking Company ...Bank of America is one of the largest and most trusted banks in the United States. With its convenient online banking platform, customers can easily manage their accounts, pay bill...The market share leaders in deposits are Citizens Bank & Trust of Van Buren, 48.5 percent totaling $230.7 million as of June 30; Arvest Bank of Fayetteville, 16.7 percent totaling $79.6 million; Generations Bank, 10.3 percent totaling $49 million; Bank OZK of Little Rock, 9.4 percent totaling $44.8 million; U.S. Bank of Cincinnati, 6.3 …OFFICE DETAILS. Citizens Bank & Trust Company Downtown branch is one of the 7 offices of the bank and has been serving the financial needs of their customers in Van … Online Banking gives you the power to access and manage nearly all your Citizens Bank accounts -- from one place. You can review account history and current transactions, transfer funds between accounts (inside and outside the bank), place stop payments, request copies of statements, send customer service requests via secured email, pay bills, view images of cleared checks, access your ... Citizens' Bank & Trust Co. in Van Buren, AR » 4 Locations. 1. Downtown Branch. Address: 617 Broadway Street. Van Buren, AR 72956. Get Directions. Phone: (479) 410-5294. …© 2024 Citizens Bank & Trust - AR • Privacy policy • Member FDIC • Equal Housing LenderWhen it comes to finding the perfect vehicle, Keyes Dealership in Van Nuys is a trusted name that has been serving customers for years. With a wide range of vehicles to choose from... Online Banking | Citizens ... Loading... The Boatrights’ suit also named their trustee, Citizens Bank & Trust Co. of Van Buren, as a defendant. Wahlmeier insisted that Citizens Bank serve as trustee, the lawsuit says, accusing it of allowing nearly $200,000 of a …This unique identifier for Citizens' Bank & Trust Co. is 192147. FDIC CERT #: The certificate number assigned to an institution for deposit insurance. The FDIC Certificate Number for Northridge Drive Branch office of Citizens' Bank & … Citizens is a brand name of Citizens Bank, N.A. Member FDIC * Wireless carrier, text and/or data charges may apply. 1 If you are a Citizens Personal Checking, Savings or Money Market account customer that has set up a direct deposit with a payor, you may be able to get that direct deposit up to two days early with Citizens Paid Early™. Citizens Bank & Trust Company. We have been proudly serving Arkansas & Eastern Oklahoma since 1886. We have several locations throughout the River Valley in Crawford …OFFICE DETAILS. U.S. Bank Pointer Trail branch is one of the 2277 offices of the bank and has been serving the financial needs of their customers in Van Buren, Crawford county, Arkansas since 1994. Pointer Trail office is located at 102 Pointer Trail West, Van Buren. You can also contact the bank by calling the branch phone number at 479-471-1836.Van Buren, AR. Connect Tom Wing Assistant Professor of History, Director, Drennen-Scott Historic Site, University of Arkansas-Fort Smith ... Branch Manager at Citizens Bank & Trust - Van Buren Van ...When it comes to finding a financial institution that you can trust, Ent Credit Union Colorado is an excellent choice. With a wide range of services and products, Ent Credit Union ...Address: 3110 Alma Highway, Van Buren, AR 72956 County: Crawford Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Little Rock Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area …Citizens Bank & Trust Company North Hills branch is one of the 7 offices of the bank and has been serving the financial needs of their customers in Van Buren, Crawford county, …The top 5 banks in Van Buren by branch count are; Citizens Bank & Trust Company with 4 offices, Bank OZK with 2 offices, Arvest Bank with 2 offices, Chambers Bank with 1 office and Generations Bank with 1 office. Below, you can find the list of all Van Buren branches. Click on the list or map below to view location hours, phone numbers, driving ...The Aadhar card is a crucial document that serves as proof of identity and address for Indian citizens. It is essential to have a printed copy of your Aadhar card for various purpo...Van Buren, Arkansas, United States. 61 followers 58 connections ... Vice President - Training & Marketing at Citizens Bank & Trust - Van Buren View profile View profile badgesSee why Benton, Arkansas is one of the best places to live in the U.S. County: SalineNearest big city: Little Rock, Hot Springs Talk about affordable real estate. A typical home in...Cruises are a great way to enjoy a relaxing vacation and explore the world. For seniors, they can also be an affordable way to travel. Many cruise lines offer discounts for senior ...Rena Road. 1930 Fayetteville RoadVan Buren, AR72956. 1930 Fayetteville RoadVan Buren, AR72956. (479) 709-6400. Get DirectionsSchedule an Appointment.We are a full service community bank, but relationships are what set us apart. And every relationship starts with trust. Our Arkansas roots grow deep, and you can trust us as your partner for every banking need. Family-owned in Arkansas since 1930, we have 23 branches throughout the state. In a busy and connected world, it is still important to ...ARKANSAS, USA — A Crawford Countyattorney has been accused in a lawsuit of taking advantage of two developmentally disabled siblings in Alma by charging nearly $200,000 of a $700,000 trust fund ...Welcome to Citizens Bank & Trust Company. We have been proudly serving Arkansas & Eastern Oklahoma since 1886. We have several locations throughout the River Valley in Crawford County with branches in Van Buren, Alma & Mountainburg. We're in business to make our customers successful & we are honored to have your business. We are in …In today’s digital era, technology has become an integral part of our lives. From shopping to banking, we rely on online platforms for various services. Mahaonline serves as a comp...Over my years in customer service I have really grown to appreciate the satisfaction that comes with the jobs I preform. A lot of it comes from helping customers, but also helping my coworkers. I ...Home > Citizens' Bank & Trust Co. > Citizens' Bank & Trust Co. Routing Numbers > 082901017 Routing Number. Bank Routing Number 082901017, Citizens Bk & Tr Co ... Citizens Bk & Tr Co: Address: 3110 Alma Highway. Van Buren, AR 72956. Phone: 479-474-1201: Type: Main Office: Servicing Fed's Main Office : 081000045, Po Box 291, …Today's Bank Van Buren branch is located at 615 E. Pointer Trail, Van Buren, AR 72956 and has been serving Crawford county, Arkansas for over 6 years. Get hours, reviews, customer service phone number and driving directions. ... Citizens Bank & Trust Company North Hills. 1519 Fayetteville Road, Van Buren, AR 72956. Arvest Bank Rena Road.Van Buren Chamber of Commerce | Board of Directors. Menu. 2024 Voting Information; 69th Annual Meeting & Business Expo ... Citizens Bank and Trust Company. Close. Dustin Booth. State Farm-Dustin Booth Agency. Close. Rebecca Brannon. Jernigan Law Group. ... Van Buren, AR 72956 479. 474.2761 [email protected] Bank & Trust - Van Buren | 109 followers on LinkedIn. Citizens Bank is in business to make our customers successful. As a financial ally, we will offer products, service and expertise through a customer-focused effort. ... Banking Van Buren, Arkansas 109 followers Follow View all 35 employees Report this company Report Report. Back ...Citizens Bank & Trust Company North Hills branch is one of the 7 offices of the bank and has been serving the financial needs of their customers in Van Buren, Crawford county, …Citizens Bank & Trust - Van Buren | 109 followers on LinkedIn. Citizens Bank is in business to make our customers successful. As a financial ally, we will offer products, service and expertise through a customer-focused effort. ... Banking Van Buren, Arkansas 109 followers Follow View all 35 employees Report this company Report Report. Back ...Citizens Financial Group raises prime lending rate to 8.25%, impacting small business borrowing costs. Learn how this change may affect you. Citizens Financial Group, Inc. has anno...Folks have less than 30 days if they want a business appointment with Citizens Bank & Trust Co. President and CEO Keith Hefner. He’s leaving the bank June 30 after 30 years, with around 16 of those as head of the Van Buren-based bank. Hefner was named bank president and CEO in 2004, and has been with the subsidiary of Fort Smith … Find the contactless indicator on the checkout terminal. You can use your contactless debit or credit card anywhere you see this symbol on the checkout terminal. 2. Tap. Hover or tap your contactless Citizens debit, credit card or business credit cards within a few inches of the contactless symbol. You can also continue to swipe or insert your ... Address: 3110 Alma Hwy Van Buren, AR, 72956-5028 United States See other locations Phone: ? Website: www.cbankandtrust.comOFFICE DETAILS. U.S. Bank Pointer Trail branch is one of the 2277 offices of the bank and has been serving the financial needs of their customers in Van Buren, Crawford county, Arkansas since 1994. Pointer Trail office is located at 102 Pointer Trail West, Van Buren. You can also contact the bank by calling the branch phone number at 479-471-1836.The full address of bank headquarters is 3110 Alma Highway, Van Buren, AR 72956. You can visit the official website of the bank at https://www.cbankandtrust.com for more …Executive Vice President at Citizens Bank & Trust Company Van Buren, Arkansas, United States. 328 followers 326 connections See your mutual connections. View mutual connections with Lance L. ...Here’s what you can do with Citizens Bank & Trust Company (Van Buren, Arkansas) Mobile App: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount. Make payments, whether you’re paying a company or a friend. Online Banking | Citizens ... Loading... Citizens' Bank & Trust Co., INTERNET BANKING BRANCH (0.0 miles) Full Service Cyber Office 3110 Alma Hwy Van Buren, AR 72956Van Buren, Arkansas, United States. 183 followers 184 connections. Join to view profile ... Citizens Bank & Trust - Van Buren 2004 - Present 19 years. pres & ceoIf you have any questions or concerns about activity on your Citizens Bank account, please contact our team directly at (844)350-8512 or (870)793-4441.Citizens' Bank & Trust Co. Branch Location at 3110 Alma Highway, Van Buren, AR 72956 - Hours of Operation, Phone Number, Address, Directions and Reviews. Find Branches Branch spot Banks & CUs ATMsSee why Benton, Arkansas is one of the best places to live in the U.S. County: SalineNearest big city: Little Rock, Hot Springs Talk about affordable real estate. A typical home in... Find the contactless indicator on the checkout terminal. You can use your contactless debit or credit card anywhere you see this symbol on the checkout terminal. 2. Tap. Hover or tap your contactless Citizens debit, credit card or business credit cards within a few inches of the contactless symbol. You can also continue to swipe or insert your ... Citizens Bank and Trust Company. Banking Services. 3110 Alma Highway Van Buren AR 72956. (479) 474-1201. Visit Website. Rep/Contact Info. Kim Brown. Phone: (479) 474 …Address: 3110 Alma Hwy Van Buren, AR, 72956-5028 United States See other locations Phone: ? Website: www.cbankandtrust.comThe banking industry is undergoing a transformative shift, driven by advancements in technology and changing customer expectations. Fintech, short for financial technology, has rev...Marie Burkhart, 52 of Van Buren passed away Wednesday, July 8, 2015 in her home. She was a bank teller for Citizens Bank & Trust in Van Buren. She was a member of the Rena Road Church of Christ. She is preceded in death by her parents Whitey and Charlotte (Turner) Whitlow. Funeral service will be at 10 AM Saturday, July 11, 2015 at Ocker ... Online Banking Solutions from Citizens Bank offers convenient, robust banking solutions at your fingertips. You can access deposit accounts, loans, credit cards, and mortgages, as well as Zelle®, a fast, safe, and easy way to send and receive money. You can also pay bills, transfer funds, set up alerts, and more.
Citizens Bk & Tr Co. The name of the banking institution to which this number refers. Office Code: Main office code - O: Phone Number (479) 474 1201: Bank Address: 3110 Alma Highway: City: Van Buren: State: AR (Arkansas) Zipcode: 72956: Servicing FRB Number: 081000045 (Federal Reserve Bank Number) Address: Po Box 291, City: Minneapolis, …. Send fax for free
Citizens' Bank & Trust Co. Branch Location at 3110 Alma Highway, Van Buren, AR 72956 - Hours of Operation, Phone Number, Address, Directions and Reviews.Some famous laissez-faire presidents include Herbert Hoover, Martin Van Buren and Ronald Reagan. Modern day laissez-faire business leaders would include Steve Jobs and Warren Buffe...Citizens Bank & Trust Company. We have been proudly serving Arkansas & Eastern Oklahoma since 1886. We have several locations throughout the River Valley in Crawford … Online Banking gives you the power to access and manage nearly all your Citizens Bank accounts -- from one place. You can review account history and current transactions, transfer funds between accounts (inside and outside the bank), place stop payments, request copies of statements, send customer service requests via secured email, pay bills, view images of cleared checks, access your ... 16 N AR-59 Van Buren AR 72956 (479) 410-5253. Claim this business (479) 410-5253. More. Directions Advertisement. Find Related Places. Banks. See a problem? Let us know ... It operates more than six full-service branches throughout Crawford County in Arkansas. Citizens Bank & Trust Company is a member if the Federal Deposit Insurance ...Van Buren, AR 72956. Write a Review. Citizens' Bank & Trust Co. (7.4 miles) Full Service Brick and Mortar Office 3110 Alma Hwy Van Buren, AR 72956. ... Citizens' Bank & Trust Co., CEDARVILLE BRANCH (12.0 miles) Full Service Brick and Mortar Office 8828 Hwy 59 North Cedarville, AR 72932. Citizens' Bank & Trust Co.Marie Burkhart. Location: Van Buren, AR. Job title: Teller And Csr And Vault Teller. Company: Citizens Bank And Trust. Email address: [email protected]. Leadar. Marie Burkhart. ... According to public records, she has a job with Citizens Bank And Trust, a accounting company created in 1920 with a total staff of 51-200.The Social Media Safety Act imposes parental oversight that was removed from the Youth Hiring Act Sarah Huckabee Sanders, the governor of Arkansas, imposed a minimum age limit for ...Assistant Vice President. Citizens Bank & Trust - Van Buren. Dec 2021 - Jan 2024 2 years 2 months.The Social Media Safety Act imposes parental oversight that was removed from the Youth Hiring Act Sarah Huckabee Sanders, the governor of Arkansas, imposed a minimum age limit for ...Arvest Bank Cloverleaf branch is one of the 216 offices of the bank and has been serving the financial needs of their customers in Van Buren, Crawford county, Arkansas since 1934. Cloverleaf office is located at 3015 Alma Hwy, Van Buren. You can also contact the bank by calling the branch phone number at 479-573-1750Whether you had an exceptional experience with Citizens Bank & Trust Company or the bank didn't meet your needs, please share your feedback, compliments, or complaints so that the bank can better serve you. ... 4 Northridge Drive, Van Buren, AR 72956. Cedarville. 8828 Hwy 59 North, Cedarville, AR 72932. Head Office. 3110 Alma Highway, Van Buren ... Deposit checks on the spot, wherever you may be. The benefits of Citizens Mobile Deposit™ 2. Conveniently use your mobile device to deposit a check from virtually anywhere. Deposits by 10 pm ET count as same business day. Our remote deposit capture technology makes depositing via our app quick and easy. Assistant Vice President. Citizens Bank & Trust - Van Buren. Dec 2021 - Jan 2024 2 years 2 months.Named Bank of the Year by Arkansas SBA. We are humbled to serve each client, especially our small business owners.Citizens Bank & Trust Company at 1519 Fayetteville Rd, Van Buren AR 72956 - ⏰hours, address, map, directions, ☎️phone number, customer ratings and comments. ... Citizens Bank & Trust Company - 3110 Alma Hwy, Van Buren You May Also Like. 0.07 miles. U.S ...Using our free interactive tool, compare today's mortgage rates in Arkansas across various loan types and mortgage lenders. Find the loan that fits your needs. Home to rugged parkl...Finding a place to rent that offers luxury amenities without breaking the bank can be a challenge. But in Springdale, Arkansas, you can find affordable luxury in the form of duplex...Address: 3110 Alma Highway, Van Buren, AR 72956 County: Crawford Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Little Rock Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area …Arkansas has laws designed to help creditors and other interested parties collect delinquent debts. However, the statute of limitations prevents creditors from taking legal action ....